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Do I Need a Down Payment to Get a Mortgage?

One question we get all the time is “Do I need a down payment to buy a house with a mortgage?” Although the average home buyer puts down around 4% and many people put 20% down there are mortgage...

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Rural Development Loan Online Eligibility Check Grand Rapids MI

Step 1: Click the image below to see if your property is rural development eligible.   Note: You may have to click “accept” again once. OR call 616-774-9160   Step 2: Click the link below to see if you...

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Mortgages for Young Professionals in Grand Rapids, MI

With all of the explosive growth that Grand Rapids has experienced in the last few years it is no surprise that young professionals are flocking (sometimes returning) to Grand Rapids and its suburbs....

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MSHDA $3,000 Home Buyer Grant is Back

Many of you will remember the $3,000 MSHDA First Time Home Buyer Grant that was available two years ago. This product is now back but with some changes. This grant will not last forever however there...

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What HGTV isn’t telling you… that just might be the key

Do you ever watch shows like Property Brothers, Holmes on Homes, Renovation Realities and wonder how every day people can afford to buy these homes and complete (on occasion) hundreds of thousands of...

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How TRID is Saving The Enviroment & How it Affects You

Everybody loves acronyms right? If you are in the real estate industry this acronym that has been everywhere in the past 9 months may have you running scared. Things can be scary when you don’t...

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Mortgages & Millennial Home Buyers: What You Need To Know

June of 2015 marked a huge change in the housing industry. In June millennials (born 1980-1995) became the age group most likely to buy homes in the US. There are a lot of factors driving millennials...

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Property Brothers Grand Rapids– Now Possible

There is nothing better than spending a Sunday afternoon doing chores and mindlessly watching HGTV. One trend that has been pretty popular on real estate type shows in the last couple years has been...

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6 Easy Steps to Credit Score Glory

It is pretty much common knowledge that when applying for a mortgage one’s credit score is pretty relevant to the whole process. Not only is it “pretty relevant,” but someone’s credit score can...

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The 3 Things That Make Mortgage Originators Cry

If you have ever applied for a mortgage you know how much paperwork it can be.  Although we still close average transactions in less than 4 weeks, there are situations where unexpected things happen....

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